Alert, if you have money sitting in a U.S. bank account, please stop what you are doing and take heed to this announcement from the Office of the Comptroller of the Currency (OCC).
OCC is the agency that regulates and supervises ALL national banks and federal savings accounts.
This article was not published in major newspapers or viewed or discussed on TV, but on this website, the OCC Promoted April as National Financial Capability Month. And it goes further to change the way we shift wealth, or what little is left of what we have.
We can help you before it's too late! Find out how. We help families and individuals everyday secure their future.
But is this the real agenda? If you read further in the announcement, it will also say:
"In addition, the OCC founded Project REACh to promote greater participation in the U.S. financial system by enhancing financial capability and inclusion and by reducing barriers to access among minority and underserved populations.
Project REACh seeks to (1) expand credit access for more than 45 million consumers, many of them minorities or low-income individuals who have faced challenges in obtaining credit because they don't have a credit score; (2) support small businesses, particularly in minority communities, and help them to more effectively access capital; and (3) support minority-owned banks in providing financial literacy education, credit and homeownership counseling, and other services to their customers, many of whom are low-income individuals or minorities or live in underserved communities."
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Millions of Americans are unprepared and will fall further below the poverty line. It's no secret the pandemic has devastated our economy. The pandemic has also closed millions of small businesses across the country, and a little-known fact nearly destroyed the retirement of millions of Americans ready to retire. This downturn economy may force millions of older workers into poverty just as they begin to retire.
Unfortunately, a recent study shows that only 53% of American households are preparing for retirement.
That means 47% are missing out.
My name is Ty. It has been my life purpose to teach about financial literacy, authentic financial literacy. However, the OCC reports will not help individuals and plummet families into inevitable poverty that will not become recoverable.
If you own a home, the chances are with this new agenda; you will lose your home within a few years. It is nearly impossible for the new generation to purchase a new home.
That's right; financial literacy is not starting with allowing credit for those that do not understand credit. Understanding credit is more critical than we think.
It is an uncertain time, and we need to start with the fundamentals of our finances. How do we purchase a home, car, or save for retirement without understanding financial literacy? Our economy will fail once again, just as it did in 2008.
Suppose families were educated before the housing bubble, then we would have been more astute to our banks' unfair practices. By the time we realized it, it was too late. We lost our homes and our way of life.
We still have time to prepare. But, if you have cash sitting in the bank, chances are you are not earning anything. The interest on your money is less than 1%. Why do you think the banks are targeting this population? Are we all not equal? This agenda is a new way for banks to make money by charging up to 30% interest on credit cards for unexpecting families. This agenda is the new wealth shift. How can you earn less than 1% while your outstanding credit will be charged up to 30%?
Financial literacy is more important now than ever. I am here to help. I can provide you with a financial needs analysis as I teach you how to make money by using credit and other aspects of Real Financial Literacy.
Call me before it's too late.